Prices for car insurance are set by a variety of factors – everything from how many years you’ve been licensed, to insurance payment history, to claims record, and tickets. Having several of the above, or a combination, can put you in the high-risk category.
Being placed with a high-risk or “sub-standard” company usually means your yearly insurance price will be higher and may need to be paid up-front in advance. This may also mean you pay more out-of-pocket if you are in an accident, or have less options when it comes to coverage. The best thing to do is keep your record clean from here on out to get back to a “regular market” ASAP!
Cheep Insurance offers monthly payment plans for high-risk insurance policies, and we help you do everything we can to help you get back to “regular market” so you’ll have more coverage options and access to lower prices.