Nova Scotia Tenant Insurance

Nova Scotia Tenant Insurance

Tenant insurance isn’t just something your landlord requires – it’s your protection for your rental unit, your stuff, and your finances if there’s a loss to the building. With Cheep Insurance, you can fill out your information, get a quote, and even buy tenant insurance online. Whether you’re in Downtown Hali, the Dark Side, or outside the heart of the city, we’ve got you covered.

Why do you need tenant insurance?

Tenant insurance is becoming more and more popular – and required by most rental companies. Tenant insurance is pretty affordable and protects your butt and your belongings. If the building suffers a loss due to something that happened in your unit, renters insurance has your back.

Tenant insurance helps you replace your belongings whether the loss is caused in your unit, or in someone else’s. The person who causes the loss is not always held responsible – so make sure you’ve got coverage for yourself. Whether there’s a fire in the building, the sprinklers go off, there’s a water leak, or anything else that could happen – you’re much better off with tenant insurance.

Learn more about tenant insurance coverages on our blog post – Tenant Insurance 101

What other renters in Nova Scotia are saying

  • Great customer service and great rates! I have my tenant and auto policy with this company. I Would absolutely recommend you check these guys out for your insurance needs.

    Nick - Beaver Bank, NS | Tenants Insurance


  • Obtaining insurance was very quick and easy. Also, any questions I have asked, have been answered in a very timely and helpful manner.

    Rachel - Halifax, NS | Tenants Insurance


  • I have, since day one, had a great experience with Cheep Insurance. They are prompt with answers, knowledgeable, very friendly and the online functions work perfectly.

    Elizabeth - Bridgewater, NS | Car & Tenant Insurance


A high rise apartment building is shown with a large For Rent sign on top. A little red bird, Cheep Charlie, perches on a nearby tree

Buying Tenant Insurance Online - Cheep & Easy

We’re not just Cheep – we’re easy! Our buy online tenant insurance option means all you have to do is reach for your phone or laptop, put in your information, and buy tenant insurance online – quick and easy!

If you have questions on coverages or need help, our flock is always here for you at 1-866-92-CHEEP!

FAQs - Tenant Insurance in Nova Scotia

Isn’t my rental unit covered by the Landlord’s building insurance?

This is a common misconception – the landlord does have insurance that protects their interests, such as the building and any structures or items belonging to the landlord or rental company. Unfortunately, their policy does not cover your belongings, protect you if someone is injured in your rental unit, or provide you with a place to stay if your unit in not able to be lived in due to a claim – that is why you need tenant insurance!

For more information – see our blog, “3 Reasons You Should Really Have Renters Insurance“!

What does tenant insurance cover?

Great question! Visit our blog post “Tenant Insurance 101” for a deep dive on tenant insurance coverages, but basically, tenant insurance typically covers your personal belongings, including furniture, electronics, clothing, and other valuables, against perils such as theft, fire, vandalism, and (if your policy includes it)water damage. It also provides liability coverage if someone is injured in your rented space and covers additional living expenses if you are temporarily displaced due to a covered loss.

Are there any exclusions or limitations with tenant insurance?

Like any insurance policy, tenant insurance may have certain exclusions or limitations – this means that some “perils” or situations may not be covered.

Common exclusions may include intentional damage/vandalism, damage caused by war activities, earthquakes, and certain types of high-value items (these can be covered separately). It’s important to review your policy and understand what is covered and what is not – contact our team for a coverage review!

Bundle & Save

Did you know that nesting your car and tenant insurance together with the same company could save you up to 15% on both policies? Ask us about car insurance options to see if you could save some money!