Nova Scotia Home Insurance

Nova Scotia Home Insurance

At Cheep Insurance, we’re your trusted partner for house insurance in Nova Scotia! We understand that your home is more than just a place to live – it’s your sanctuary, your nest, and your most valuable asset. That’s why we’re here to provide you with the best coverage that suits your unique needs. From Donkin to Digby and every Bluenose town in between – we’re here for you.

Comparing quotes from different Insurers

Cheep Insurance has access to one of the largest selection of house insurance companies in Nova Scotia – meaning from fire coverage on your cabin in the woods, to full coverage home insurance to protect your family, we can find you the best price you’re eligible for.

Our team gets to know you and your lifestyle so that we get you all the discounts we can and provide the best protection for your nest. Our industry knowledge gives us a wing up on the competitors – and every insurance policy insured through Cheep Insurance is eligible for a payment plan.

Don’t wing it – Contact us today to cover your tail feathers.

Two cartoon characters are shown standing against a blue background. A blonde woman is talking and throwing a peace sign to a friend while Cheep Charlie, a small red bird, perches on her shoulder. The friend is smiling.

What other Nova Scotians are saying about Cheep Insurance

  • Cheep insurance came through for me in a pinch when my old insurance company would no longer cover older homes. Gabriella put a rush on getting everything done, kept me updated on everything that was needed, and got me signed in a day. She was friendly, professional and knowledgeable. I can’t say enough how thrilled I am that I decided to make that call. Definitely recommended.

    Michael - Sable River, NS | Home Insurance


  • Cheep Insurance provided prompt and informed service resulting in a good value policy. I would recommend them.

    Andrew - Grand Pre, NS | Home Insurance


  • Samantha from Cheep Insurance was phenomenal! Incredibly fast and excellent communication. Absolutely fantastic service!

    Joel - Upper Rawdon, NS | Home & Car


Check out what out other clients have to say on our Testimonials Page

Two cartoon characters are shown standing against a blue background. A blonde woman is talking and throwing a peace sign to a friend while Cheep Charlie, a small red bird, perches on her shoulder. The friend is smiling.

Home is where the Insurance is

Home Insurance Coverage from the comfort of your home – what else could you ask for?

We use e-signature technology to make sure your policy is signed, sealed, delivered right to the comfort of your home. From signing on the dotted line, to reviewing your policy documents, our client portal allows you 24/7 access to your coverage as soon as you join the flock.

This means if you ever have a question about whether or not something is covered under your policy, you can check out your documents on your favourite device and ease your mind – or, hit the call button to talk to our team!

FAQs - House Insurance in Nova Scotia

How do I get home insurance for the first time?

Home Insurance can be overwhelming – especially if you’ve never had it before. If you’re buying your first home, or are looking to insure a home that was not previously insured, you may need to be placed with a specialty market for the first year. These companies still offer great coverage and allow you to start building an insurance history to move to a “regular market” company. This is similar to starting to build credit history for the first time.

Remember that some companies will take prior tenant insurance history into account, so let your broker know if you currently have tenant insuarance!

Call our experts at 1-866-922-4337 to get you set up with the best policy for your new home.


How can I save on home insurance premiums?

There are several ways to make sure you’re getting the best price on your home insurance.

First of all, make sure you’re working with our team! Our industry knowledge and access to many insurance companies will ensure you’re getting the best price on your policy – plus, we’ll get to know you so that we can offer any discounts you’re eligible for.

Secondly, discounts! You’d be amazed what you can get discounts for – that’s why we need to know everything! From security alarms to smoke detectors, claims history to credit scoring, there are lots of discounts available.

Also, bundling! Cheep offers home & auto insurance! (and more!) Bundling your policies with the same company can save you up to 15% on each policy!


How do I report a home insurance claim?

We hope you’ll never experience a home insurance claim, but if you do – here’s a basic breakdown of what to do.

  • Make sure everyone is safe – First thing’s first, make sure everyone is okay. An insurance claim can be made days or weeks after the event happens, so if you need some time to recover first, no pressure!
  • Document everything – When it’s safe to do so, make a complete list of all damaged, destroyed or stolen items. Take photos of everything you can, and be sure to keep all receipts if you buy anything related to the loss.
  • Contact your insurance company – Report the accident or claim to your insurance representative and provide complete, accurate details as soon as you can following a theft, accident or property damage. Most insurance companies have a 24-hour claims service. Our claims page will help you find our who to contact. After filing your claim with your insurer, a claims specialist or adjuster will contact you. They will review the loss circumstances, examine the documents you provide and explain the next steps.



Bundle & Save

Did you know that nesting your car and home insurance together with the same company could save you up to 15% on both policies? Ask us about car insurance options to see if you could save some money!