Unlock Savings with Home Insurance Discounts.
When it comes to home insurance, everyone loves a good discount. Knowing which discounts you qualify for can help you save big on your premium. Our team can help you review available discounts, both when writing a new policy, and on your renewal.
Here’s a quick rundown of some of the top home insurance discounts available:
Stability/Claims-Free Discount.
If you have lived in your home for a number of years and have been claims free, many insurers will offer a claims-free discount, a stability discount, or both!
Bundles.
One of the easiest ways to save is by bundling your home and auto insurance with the same provider. Insurers love it when you bring all your business to them, and they often show their appreciation with a nice discount.
Mortgage-Free Discount.
Congratulations if you’ve paid off your mortgage! You might be eligible for a discount since owning your home outright makes you a lower risk in the eyes of insurers. Paying your bills on time and maintaining a good credit score may provide an extra discount as well!
Security System Discount.
Investing in a security system not only protects your home but can also lower your insurance costs. Insurers often offer discounts for homes equipped with burglar alarms, centralized smoke detectors, and other security features.
New Home Discount.
New homes are built to more current safety standards, making them less risky to insure. If your home is brand new or even just a few years old, you could see significant savings.
Full Pay Discount.
If you can pay your annual premium in full upfront, many insurers will give you a discount. Even if they don’t provide an actual discount, you can save the financing fee charged by most insurers to pay monthly. It’s a win-win: you save money, and they avoid the hassle of monthly billing.
These are just a few of the discounts you might be eligible for on your home insurance policy. Reach out to our team to see what discounts our partner companies offer and how you can maximize your savings. It’s worth the effort to keep your home protected while also keeping more money in your pocket!
Most policies insured with Cheep Insurance are Agency Bill/IFS financed policies. You can determine who manages your payments by following the directions below. If you are still not sure who manages your payments, call our team as funds paid directly to the insurance company when they should go to IFS will cause large delays.