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Your Trusted Aviva Insurance Broker in Atlantic Canada

Your Trusted Aviva Insurance Broker in Atlantic Canada

Cheep Insurance is a trusted insurance brokerage partner of Aviva Canada in Nova Scotia, New Brunswick & Newfoundland. We are proud to say we’ve been an Aviva broker since Day 1 – offering car insurance, home insurance, and leisure & lifestyle insurance through Aviva to clients across Atlantic Canada. If you’re looking for an Aviva insurance quote/policy, give us a call – we’re happy to help!

Are you insured with Aviva through another broker right now? No problem!

A few insurance brokerages in the Maritimes recently stopped offering insurance policies through Aviva, and we know there are some disappointed clients out there! If you’re currently insured with Aviva and your broker has told you they no longer offer Aviva policies, you’re not SOL – we can help!

Give us a call and we’d be happy to put together a quote. Make sure you mention how long you’ve been insured with Aviva and your policy number so we can maximize your discounts for you. One of the great things about Aviva is that they offer loyalty discounts based on the number of years you’ve been insured with them (regardless of which broker the policy was through).

Why choose Cheep Insurance as your broker?

  1. We’re local – Cheep Insurance is owned and operated by Atlantic Canadians. We employ people across the Maritimes (including in rural communities where our team works from home), and we eat, drink and shop local whenever possible to support our community.
  2. We’re eco-friendly – we offer a completely paperless experience to help protect the environment. From signing on the dotted line to accessing your policy documents & pink cards to requesting policy changes, everything can be done electronically right from your favourite device.
  3. We love contests – if you love free stuff, we’re the brokerage for you! We host contests and giveaways for our clients on a regular basis – including monthly feedback and referral contests.

Why choose Aviva as your insurer?

  1. They’re trusted & well-established – Aviva Canada is one of the leading property and casualty insurance groups in Canada, providing car, home and business insurance to over three million Canadians. The company has more than 4,000 employees, 27 locations across Canada and approximately 1,500 independent broker partners.​
  2. They have great claims service – Aviva prioritizes their claims experience to make sure clients are taken care of during stressful times. They go above and beyond what most insurers offer with their Premiere Network, Claims Service Guaruntee, and National Catastrophe Claims Team.
  3. They care about their community – the Aviva Community Fund helps create positive change in communities across Canada. Since its inception in 2009, $5.5 million has been awarded to over 191 community projects nationwide, including programs helping at-risk youth, improving education and protecting the environment.
Testimonial

What other clients insured with Aviva via Cheep Insurance are saying

  • I’ve been with Cheep for several years now. They’ve always been responsive to my questions, and provide prompt and friendly replies with good value!

    Sheila - Moncton, NB | Car Insurance

    12/21

  • Laura was extremely helpful with setting up my insurance and finding the best fit for my family

    Michael - Bedford, NS | Car Insurance

    12/21

  • Glenda Livingstone was professional, friendly, responsive and made my experience pleasant and effortless.

    Jeremy - Dartmouth, NS | Car & Tenant Insurance

    01/22

Check out what out other clients have to say on our Testimonials Page

Testimonials

FAQs & How-Tos

How to switch insurance brokers

If you have insurance through a company you love and want to move your policy from one broker to another, there are a few different ways that can be done. Some insurance companies will allow brokers to “broker letter” a policy, meaning the exact policy that’s in force will be transferred from one broker to another when the policy renews. If that isn’t an option, the broker you’d like to move your policy to can put together a quote for you with the insurance company you’d like to stay with and apply a loyalty discount that gives you credit for your time insured with that company thorugh the another broker.

How to get car insurance with Aviva

Aviva Canada car insurance is available via select broker partners across the country. Cheep Insurance is a trusted broker partner of Aviva, and we’d be happy to put together a car insurance quote for you! Just give us a call at 902.832.6002 and let our team know you’re looking for a car insurance quote with Aviva. We’ve sold and serviced Aviva car insurance policies for years know and know their discounts inside out so we can maximize your savings!

How to get cheaper car insurance with Aviva

Aviva Canada offers a number of car insurance discounts, including:

  • Autonomous Emergency Braking System Discount
  • Car & Home Discount
  • Combined Policy Discount
  • Conviction Free Discount
  • Credit Discount
  • Green Vehicle Discount
  • Multi Vehicle Discount
  • Out-of-town Student Discount
  • Package Discount
  • Recovery System Discount
  • Short Commute Discount

If you’re not already taking advantage of these discounts, adding them to your policy could help you save some money!

There are a few other ways you can reduce your premium as well – by increasing your deductibles or lowering your policy limits, however these options decrease your coverage and may not be the best option. Ask your broker for advise on the best solution for you!

What does car insurance cover with Aviva?

This is a bit of a loaded question and the answer is “it depends”. Aviva offers a number of different coverage options that you can add your policy – so the coverage on any Aviva car insurance policy depends on what was added to the policy when it was set up.

The most popular car insurance coverages offered by Aviva are:

  • Liability (also referred to as “PL/PD”) – this is legally required on all vehicles on the road in Canada
  • All Perils
  • Collision
  • Comprehensive
  • Specified Perils
  • Loss of Use
  • Legal Liability For Damage To Non-Owned Automobiles
  • Accident Rating Waiver Endorsement
  • Limited Waiver of Depreciation
  • Conviction Protector Endorsement
  • Satellite Roadside Assistance
  • Restricted Permission to Drive for an Insured Transportation Network (Uber)

If you’re insured with Aviva via Cheep Insurance and have a question about your policy coverage, please don’t hesitate to reach out!

What does home insurance cover with Aviva?

Another loaded question – Aviva Canada offers a number of different home insurance coverages. What’s covered by an Aviva home insurance policy is determined by the coverages added to the policy when it’s set up.

A comprehensive home insurance policy through Aviva covers you for:

  • Fire, explosion. theft & vandelism
  • Damage from falling objects (ex: tree branches)
  • Lightning, hail & windstorm damage
  • Certain types of water damage

Coverage also extends beyond your home to include:

  • Other structures on your property (ex: sheds and garages)
  • Your belongings
  • Pesonal liability
  • Additional living expenses if you need to stay elsewhere (like a hotel or AirBnb) while your home is being repaired due to a claim

Some of the most popular home insurance add-on coverages include:

  • Sewer backup
  • Overland water
  • By-law coverage
  • “Claim prevent” endorsement
  • Dwelling under construction
  • Earthquake damage
  • Excess liability
  • Golf cart
  • Green endorsements
  • Home based business
  • Identity theft expense
  • Service line
  • Personal property in storage

Bundle & Save

You can save up to 15% on both your car and home insurance by bundling them with Aviva. Ask our team about bundle & save discounts with Aviva when you call in for a quote to see how we can save you some money!