Your Trusted Aviva Insurance Broker in Atlantic Canada

If you have insurance through a company you love and want to move your policy from one broker to another, there are a few different ways that can be done. Some insurance companies will allow brokers to “broker letter” a policy, meaning the exact policy that’s in force will be transferred from one broker to another when the policy renews. If that isn’t an option, the broker you’d like to move your policy to can put together a quote for you with the insurance company you’d like to stay with and apply a loyalty discount that gives you credit for your time insured with that company thorugh the another broker.

Aviva Canada car insurance is available via select broker partners across the country. Cheep Insurance is a trusted broker partner of Aviva, and we’d be happy to put together a car insurance quote for you! Just give us a call at 902.832.6002 and let our team know you’re looking for a car insurance quote with Aviva. We’ve sold and serviced Aviva car insurance policies for years know and know their discounts inside out so we can maximize your savings!

Aviva Canada offers a number of car insurance discounts, including:

• Autonomous Emergency Braking System Discount
• Car & Home Discount
• Combined Policy Discount
• Conviction Free Discount
• Credit Discount
• Green Vehicle Discount
• Multi Vehicle Discount
• Out-of-town Student Discount
• Package Discount
• Recovery System Discount
• Short Commute Discount

If you’re not already taking advantage of these discounts, adding them to your policy could help you save some money!

There are a few other ways you can reduce your premium as well – by increasing your deductibles or lowering your policy limits, however these options decrease your coverage and may not be the best option. Ask your broker for advise on the best solution for you!

This is a bit of a loaded question and the answer is “it depends”. Aviva offers a number of different coverage options that you can add your policy – so the coverage on any Aviva car insurance policy depends on what was added to the policy when it was set up.

The most popular car insurance coverages offered by Aviva are:

• Liability (also referred to as “PL/PD”) – this is legally required on all vehicles on the road in Canada
• All Perils
• Collision
• Comprehensive
• Specified Perils
• Loss of Use
• Legal Liability For Damage To Non-Owned Automobiles
• Accident Rating Waiver Endorsement
• Limited Waiver of Depreciation
• Conviction Protector Endorsement
• Satellite Roadside Assistance
• Restricted Permission to Drive for an Insured Transportation Network (Uber)

If you’re insured with Aviva via Cheep Insurance and have a question about your policy coverage, please don’t hesitate to reach out!

Another loaded question – Aviva Canada offers a number of different home insurance coverages. What’s covered by an Aviva home insurance policy is determined by the coverages added to the policy when it’s set up.

A comprehensive home insurance policy through Aviva covers you for:

• Fire, explosion. theft & vandelism
• Damage from falling objects (ex: tree branches)
• Lightning, hail & windstorm damage
• Certain types of water damage

Coverage also extends beyond your home to include:

• Other structures on your property (ex: sheds and garages)
• Your belongings
• Pesonal liability
• Additional living expenses if you need to stay elsewhere (like a hotel or AirBnb) while your home is being repaired due to a claim

Some of the most popular home insurance add-on coverages include:

• Sewer backup
• Overland water
• By-law coverage
• “Claim prevent” endorsement
• Dwelling under construction
• Earthquake damage
• Excess liability
• Golf cart
• Green endorsements
• Home based business
• Identity theft expense
• Service line
• Personal property in storage